Long-Term Disability Appeal Lawyers in South Carolina

Offering Legal Support After Your Claim Was Denied

Having long-term disability insurance can provide peace of mind in case you’re ever too ill or injured to work, which is why so many people opt to get this type of coverage. Unfortunately, insurance companies often shatter that peace of mind by denying claims, leaving people unable to pay their bills while they suffer from serious illnesses or injuries. That’s why the caring lawyers at Chad Brown Law, PLLC work hard to help clients appeal denied claims, often allowing them to finally get the money they’re owed.

If your long-term disability insurance claim was recently denied, contact our South Carolina law firm for legal advice on how to proceed with your case. During your free initial consultation, a skilled long-term disability appeal lawyer will review your claim to determine why it was denied and the steps we recommend to get it appealed. Contact us today to learn more about your legal options regarding long-term disability insurance.

Why Did the Insurance Company Reject Your Long-Term Disability Claim?

Your notice of claim denial should state the reason for the decision. However, it can be challenging to understand how the insurance company arrived at its decision and how to fix it. This is why you should contact an experienced lawyer to learn what the denial means and what you can do about it.

The following are some common reasons that an insurance company might reject your long-term disability claim:

• You missed one or more deadlines in the claims process
• Your paperwork was incomplete or incorrect
• You did not include medical records and other supporting evidence of a disability
• Your injury or illness is not considered a disability according to your policy
• Your injury or illness is due to a pre-existing event that happened before the policy was active
• You have not followed the treatment plan set up by your doctor
• You can still work despite your injury or illness

These are some of the most common reasons for claims to be denied, but they’re not the only ones. No matter what reason your insurance company provided for your claim denial, you should contact a trusted South Carolina law firm for legal guidance on your case. Our lawyers will let you know if appealing the decision makes sense and how we can assist you with this legal process, so call today for a free initial consultation.

When Should You Contact Long-Term Disability Appeal Lawyers?

As you prepare to appeal your insurance company’s decision, you should become familiar with how the appeal process works. But during this time, be sure to contact a lawyer to schedule an initial consultation so you can begin your case as soon as possible since this type of case requires you to work quickly if you want a chance to get your benefits.

After all, you’ll need your disability payments to start soon so you can pay your bills on time while you’re unable to work. Additionally, the appeal process involves strict deadlines. Depending on the type of long-term disability policy you have, you typically have 180 days to appeal the denied claim, with some policies only giving you 60 days to appeal the decision.

While this might sound like a decent amount of time to send in an appeal letter, it’s not very long since it can take months to gather the supporting evidence you need to reverse the decision. Of course, hiring skilled lawyers can speed up the process of gathering documents, but they still must rely on others to comply with their requests for additional information, so it’s best to start the process immediately. Our caring lawyers are eager to help you get the benefits you deserve, so call us today for an initial consultation.

What Evidence Will Help You with theAppeal Process?

Successfully appealing a rejected claim requires more than just filling out paperwork and sending it back to be reconsidered. You will need to add supporting information to prove why the denial was the wrong decision. This is why you should hire trusted long-term disability appeals attorneys to help with this process.

Experienced lawyers will usually spend time collecting the following information to strengthen your case:

• Medical records from all the doctors you’ve seen
• Photos and videos showing the extent of your disability
• Expert opinions from those in the medical field
• A copy of your disability claim file
• Proof that you’ve followed your treatment plan

These are only a few examples of evidence that could support your appeal. Depending on your specific case, a lawyer might determine that evidence is necessary to prove that you’re too disabled to work. Call our South Carolina law office to speak with a compassionate lawyer about how to prove that you’re disabled enough for long-term disability payments.

Why Should You Contact OurLong-Term Disability Appeal Lawyers in South Carolina?

At Chad Brown Law, PLLC, we understand how important it is for you to begin receiving long-term disability payments while you’re unable to work. You don’t stop getting bills after being diagnosed with an injury or illness, which is why you planned ahead and got disability insurance. It’s not your fault that the insurance company doesn’t believe that you’re too disabled to work, so you deserve to have caring lawyers by your side to help prove your case.

At our Christian-based law firm, our lawyers are known for being compassionate and helpful to all clients, especially those dealing with physical and emotional pain during their fight to get long-term disability payments. You can trust our team to take over that fight and work tirelessly on your behalf to get you the benefits you need. Call 336-962-5373 to talk to experienced long-term disability appeal lawyers in South Carolina.